Finance / Treasury Management Live
Loan Covenant Monitoring
Test every covenant against the actual numbers and the headroom left — because a covenant is breached on the test date whether or not anyone noticed.
- Runs on a schedule
- ~8 credits per run
- v1.0.0
What does Loan Covenant Monitoring do?
Loan Covenant Monitoring is a production AI agent in the finance section of the Leverge agent store, built for the treasury management process. Test every covenant against the actual numbers and the headroom left — because a covenant is breached on the test date whether or not anyone noticed. It runs on a schedule (the 3rd of each month at 09:00), works through 3 steps and returns 5 outputs, including covenants met.
What it needs
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Facility covenants and current figures
Each covenant, how it is defined, the test dates, and the figures for the period.
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Test settings
What it does
- Reading the covenants
- Testing each covenant
- Writing the covenant note
What you get back
- Covenants met
- Covenant note
- Breached or close to it
- Covenant by covenant
- Reporting obligations
After each run it asks: “Right read on headroom?”
When it runs
Runs on a schedule — The 3rd of each month at 09:00.
Oversight
Runs under scoped, least-privilege credentials with every action written to an audit log. Anything that moves money, alters a contract or reaches a customer requires human approval before it executes.
Treasury Management
Other agents in treasury management
Close, reconciliation, payables and treasury, with an audit trail
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Capital Expenditure Monitoring
Track capital projects against their approved case — spend, stage and the benefit that justified them, including the projects quietly costing more than the approval allowed.
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Cash Position Tracking
Establish today's real cash position across every account and currency — what is actually available, what is committed, and what the balance figure is hiding.
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Liquidity Planning
Test a cash forecast against what actually happens — whether the receipts assumed are supported by payment history, and where the first shortfall lands if they are not.
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Treasury Controls Check
Check the controls around who can move money — mandates, dual authorisation, and the signatories who should have been removed when they left.
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Account Risk Classification
Rank balance sheet accounts by how much could be wrong and nobody would notice — driven by reconciliation quality and manual-entry exposure, not by size alone.
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Annual Plan Review
Review a draft annual plan before it is signed off — whether the growth is built on named actions or on a percentage, and which assumptions the whole plan depends on.
Next Step
Deploy Loan Covenant Monitoring, or adapt it
It runs as-is against the inputs above. Most deployments diverge — a different source system, a different tolerance, a different approval path. A 30-minute technical call establishes which.