Finance / Customer to Cash Live
Credit Worthiness Assessment
Assess a prospective customer's credit before terms are offered — what the accounts show, what their payment behaviour shows, and what the limit should be if the two disagree.
- Run on demand
- ~8 credits per run
- v1.0.0
What does Credit Worthiness Assessment do?
Credit Worthiness Assessment is a production AI agent in the finance section of the Leverge agent store, built for the customer to cash process. Assess a prospective customer's credit before terms are offered — what the accounts show, what their payment behaviour shows, and what the limit should be if the two disagree. It runs on demand, works through 3 steps and returns 5 outputs, including recommendation.
What it needs
-
Credit application and supporting data
The request, filed accounts or financial summary, trade references and any payment history with us.
-
Credit policy
What it does
- Reading the application
- Assessing the credit position
- Writing the recommendation
What you get back
- Recommendation
- Credit recommendation
- Before offering terms
- What the decision turns on
- What is actually established
After each run it asks: “Right limit?”
When it runs
Run on demand
Oversight
Runs under scoped, least-privilege credentials with every action written to an audit log. Anything that moves money, alters a contract or reaches a customer requires human approval before it executes.
Customer to Cash
Other agents in customer to cash
Close, reconciliation, payables and treasury, with an audit trail
-
Account Risk Classification
Rank balance sheet accounts by how much could be wrong and nobody would notice — driven by reconciliation quality and manual-entry exposure, not by size alone.
-
Annual Plan Review
Review a draft annual plan before it is signed off — whether the growth is built on named actions or on a percentage, and which assumptions the whole plan depends on.
-
Audit Preparation
Work through the auditor's request list before they arrive — what exists, what does not, and which items will turn into a finding rather than a question.
-
Bank Transaction Matching
Match bank transactions to ledger entries and leave the genuinely unmatched genuinely unmatched — no forcing, no plugging the difference to make the reconciliation close.
-
Budget Variance Analysis
Explain variance against budget by cause rather than by size — separating timing from overspend, and price from volume, so the explanations mean something.
-
Capital Expenditure Monitoring
Track capital projects against their approved case — spend, stage and the benefit that justified them, including the projects quietly costing more than the approval allowed.
Next Step
Deploy Credit Worthiness Assessment, or adapt it
It runs as-is against the inputs above. Most deployments diverge — a different source system, a different tolerance, a different approval path. A 30-minute technical call establishes which.