---
title: "Credit Worthiness Assessment"
section: "Agent store — Finance — Customer to Cash"
canonical_url: "https://leverge.ai/agents/finance/customer-to-cash/credit-worthiness-assessment"
category: "Finance"
process: "Customer to Cash"
trigger: "Run on demand"
publisher: "Ailoitte Technologies Private Limited"
---

# Credit Worthiness Assessment

Assess a prospective customer's credit before terms are offered — what the accounts show, what their payment behaviour shows, and what the limit should be if the two disagree.

## At a glance

- Business function: Finance
- Process: Customer to Cash
- Runs: run on demand
- Run cost: 8 credits
- Uses a knowledge base: no

## What it needs

- **Credit application and supporting data** (file upload) — The request, filed accounts or financial summary, trade references and any payment history with us.
- **Credit policy** (form)

## How it works

1. Reading the application
2. Assessing the credit position
3. Writing the recommendation

## What it returns

- **Recommendation** (classification badge)
- **Credit recommendation** (written summary)
- **Before offering terms** (flagged exceptions)
- **What the decision turns on** (breakdown table)
- **What is actually established** (verification checklist)

---

Source: https://leverge.ai/agents/finance/customer-to-cash/credit-worthiness-assessment — Leverge